Will my money last? It’s the hardest question in retirement, and most plans weren’t built to answer it. We partner with advisors to help meet the challenge.
Will my money last?
It’s the hardest question in retirement, and most plans weren’t built to answer it. We partner with advisors to help meet the challenge.
Many of your clients will spend 25 to 30 years or more in retirement. The final decade is where plans are most likely to fail. Longevity risk, rising healthcare costs, and inflation converge at the exact moment when flexibility is lowest and vulnerability is highest. The industry built strong tools for accumulation and early distribution. But for the final phase, most advisors are working without a purpose-built solution.
Nearly half of couples age 65 will see one spouse reach 90 or beyond. Most retirement plans aren’t stress-tested for that timeline. The risk isn’t average life expectancy. It’s the tail.
Research shows retirees spend roughly 80% of income streams but draw down far less from portfolios. Savings alone don’t create spending confidence. Income structure does.
The industry has excellent accumulation tools and early-retirement distribution strategies. But for late-life income security, the options are thin.
Most retirement plans were built for shorter lives and simpler markets. Today’s clients need more. LongevityFP works with advisors to address the part of retirement planning that’s been overlooked for too long: making income last when life lasts longer than expected.
Move beyond portfolio balances and withdrawal rates. Give clients an approach built for the realities of longer lives, with the depth they expect from a serious advisor.
Access data and education on longevity, behavioral finance, and late-life income planning. Strengthen your point of view without adding another product pitch to your inbox.
We don’t compete with you. We support you. LongevityFP exists to make advisors more effective in the part of retirement that matters most to their clients.
The clients who trust you with their retirement deserve more than a portfolio strategy. They deserve an approach built for the realities of longer lives. LongevityFP helps you deliver.
